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RealData weekly · 2026-09-06 · spread

5 Thai Condos Yielding 2+ pp Above the 7.1% Mortgage Rate

The Bank of Thailand minimum retail rate sits at 7.1%. A condo yielding less than that is a leveraged bet going the wrong direction. The five buildings below post gross yields of 13.9–14.7%, leaving a spread of 6.8 to 7.6 percentage points after financing cost.

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This week's numbers

  • Jomtien Condotel and Village — gross yield14.69%
  • Jomtien Condotel and Village — yield spread over MRR+7.59 pp
  • Nirvana Place — avg monthly rent฿40,000
  • Anna Condominium Ladprao 130 — avg sale price฿1,153,858
  • Horizon Residence — gross yield13.88%
  • Horizon Residence — avg monthly rent฿61,302

Pattaya Dominates the Top Four Slots

Jomtien Condotel and Village leads the screen at 14.69% gross yield on an average sale price of ฿2,450,000 and ฿30,000/month rent — a 7.59 pp spread over the MRR. Nirvana Place is nearly identical at 14.55%, with rents averaging ฿40,000 on a ฿3,300,000 ask. Both are Chon Buri province, where entry prices remain low enough to keep the yield math honest.

Art on the Hill rounds out the Pattaya cluster at 13.95% on a ฿1,290,000 average price — the cheapest entry point in this cohort. Lower absolute rent (฿15,000/month) means smaller tenant pool risk but also thinner recovery margin if a unit sits vacant.

Bangkok and Ko Samui: Different Risk Profiles

Anna Condominium Ladprao 130 in Bang Kapi posts 14.43% gross yield at an average price of ฿1,153,858 — the lowest ticket in the group and the only Bangkok entry. At that price point, liquidity on resale is meaningfully better than the resort markets, which matters if the rental thesis breaks.

Horizon Residence in Ko Samui carries the highest average price at ฿5,300,000 and the highest rent at ฿61,302/month, yielding 13.88% — a 6.78 pp spread. Samui's seasonal demand curve is sharper than Bangkok or Pattaya; the yield looks clean on an annual average but the monthly variance will be wide.

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LINEWA

This post is part of RealData's auto-generated weekly series, drawn from our live measurement of every Thai condo we can find across hipflat, dotproperty, ddproperty, and fazwaz. Every number cited above was re-verified against the live database immediately before publish. See more at /blog.