RealData weekly · 2026-09-27 · spread
5 Thai Condos Beating the 7.1% Mortgage Rate by 2+ Points
The current Thai mortgage reference rate sits at 7.1%. A rental yield only beats that hurdle if it clears it by enough to absorb vacancy, maintenance, and management — the five buildings below do so by 6.75 to 7.84 percentage points. Three are in Pattaya; one is a mid-city Bangkok outlier that tops the entire list.
This week's numbers
Bangkok's Lone Entry Leads on Spread
Anna condominium Ladprao 130 posts the widest spread on this screen at 7.84 pp above MRR — a 14.94% gross yield on an average sale price of ฿1,141,856, with average monthly rent at ฿14,212. At that entry price, even a 15% vacancy haircut still leaves the net yield above 12%.
The Bang Kapi location means no beachfront premium and no foreign-quota frenzy. Buyers who can hold Thai-quota units get the math without the Pattaya liquidity risk.
Pattaya Clusters at the 13–15% Band
All four Chon Buri entries sit between 13.85% and 14.72% gross yield, with spreads of 6.75–7.62 pp. Neo Condo (฿1,590,000 avg price, ฿19,500 avg rent) and Jomtien Condotel and Village (฿2,450,000, ฿30,000 rent) lead the sub-group; Art on the Hill and Nova Mirage trail marginally at 6.85 pp and 6.75 pp respectively.
Condotel-structured units carry management-fee drag that pure residential doesn't. Verify the hotel-pool contract before treating the listed rent as take-home.
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This post is part of RealData's auto-generated weekly series, drawn from our live measurement of every Thai condo we can find across hipflat, dotproperty, ddproperty, and fazwaz. Every number cited above was re-verified against the live database immediately before publish. See more at /blog.